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Insurance Coverage for PHS Athletes

Adequate insurance coverage for an athlete is the responsibility of the parent or guardian.  Parents/Guardians are required to have insurance to cover their child in sports or purchase the First Service Insurance plan available through the high school. In addition, all secondary school students who participate in VHSL activities must complete and return to the coach Part I through IV of the VHSL Athletic Participation/Parental/Guardian/ Consent/Physical Exam Form to verify coverage.  The form will be filed in the office of the  Director of Athletics.

     It must be clearly understood that no accident insurance plan is comprehensive.  It is certainly possible that a child could be seriously injured,  resulting in sizeable medical costs for which the parents/guardians are responsible.  Serious injury could include, but is not restricted to, loss of bodily function, loss of organs or limbs, paralysis, and even death.


High School Accident Insurance Plan

The plan offered through First Service Insurance  is available through the high school.  Coverage is outlined in a brochure provided to any parent or student interested in purchasing the plan.  Under the above plan, football is the only sport not covered. However, the high school does purchase a separate policy for those athletes participating in football.  The policy is secondary in nature.

The contact office for insurance claims will be First Service Insurance in all cases, with the exception of football insurance.  The contact person in football situations will be the Activities Director.

 

 
 
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